Engineering: leader della Digital Transformation

SAMI - Smart Automatic Money Investor
Self Investing Model

SAMI: Smart Automatic Money Investor

An easy and affordable solution for the retail sector that increases commercial penetration and optimises the cost of providing the investment service.

deus-technology
SAMI is a B2B2C Robo-Advisory solution designed to enable self-investing models that are perfectly integrated with the institution's existing digital channels and can be used for multi-line wealth management or advisory services.

A simple and straightforward customer journey combined with an engaging and interactive user experience makes the investment process accessible even to customers who are less familiar with the digital world.
Robo-Advisor_480x480_B.jpg

How does SAMI work?

EXPANSION OF THE CLIENT BASE
The solution makes it possible to improve commercial penetration with regard to customers who are not adequately served by traditional channels (consultants/branch managers) and to intercept new target customers (e.g. young people with limited assets but with potential for growth).

INCREASED PROFITABILITY
The automation of the delivery of investment proposals and the monitoring of the portfolio on an ongoing basis make it possible to reduce the cost of providing the service, offer the client lower commissions, and increase commercial penetration.

ACCESSIBILITY OF THE SERVICE
The solution can be integrated into the Institute's website and home-banking in both desktop and mobile mode, allowing the user to operate and monitor their investment at any time. Integrated remote assistance provides a "hybrid" service model that can be used via both chat and video calling.

CUSTOMISABLE
A white-label solution that is fully customisable in terms of content, storytelling, look and feel, allowing it to harmonise with the corporate identity and communication style of the individual institute, including with respect to the functions of financial education.
Robo-Advisor_480x480_C.jpg

Main Features

CLIENT ENGAGEMENT
Gamification functions that allow investment simulations according to a logic of planning by objectives or according to riskiness, time frame, assets committed, etc. A course of financial education designed to provide precise explanations is made available to the customer during navigation.

PROPOSED GENERATION
Generation of an investment proposal in line with both the client's financial objectives and characteristics and the constraints imposed by regulations. Ease of integration and dialogue with customer on-boarding systems, contract management, digital signatures, and core banking systems.

PORTFOLIO VISUALISATION
Possibility of consulting one's own portfolio at any time, displaying the past and prospective performance of one's own investment in terms of performance, risk, efficiency, and ESG (Environmental Social Governance) components.

REBALANCING/CONTRIBUTIONS/DISINVESTMENTS
The Robo engine monitors the portfolio over time and generates rebalancing proposals based on indications from the Advisory Desk or changing customer needs. Functionality for managing subsequent contributions and cash withdrawals.