The key words are aid, guide, verification, monitoring and differentiation.
Thanks to a global, integrated proposition - consultancy, systems integration, applications, technologies, business process outsourcing or managed operations services - Engineering supports commercial and credit organizations in their operational management of the entire credit business process (loans, lines of credit, guarantees...).
From the initial contact to sales and then post-sales, from the awarding to the use of lines of credit, from managing guarantees received to the risk position, continuously monitoring the processing procedure; from construction, definition and management of allocation, contracts (mortgages, consumer credit, personal loans, leasing, project financing) to the definition of the relative conditions.
To respond to the clients' business needs, Engineering offers solutions guided by technology that can:
Fully and consistently oversee the entire credit product process, from the application, stipulation, issue and running (suspension, settlement, roll overs)
Lead the collection of quantitative and qualitative information, prepare files, define evaluations.
Verify the performance and progress of procedures, intervening in the event of inefficiencies.
Monitoring in order to promptly and preemptively manage positions that beg to show signs of insolvency.
Differentiate processes, documentation and propositions by type of client, channel and product.