Markets
Engineering offers a wide range of products, services and projects, organised in 11 portfolio areas.
Discover more
Technologies
Engineering complements its offerings by grounding the value of technologies that enable Clients in Digital Transformation.
Discover more
Platforms
With 40 years of experience, we have developed a portfolio of proprietary platforms, frameworks and tools for the digital transformation of our Clients' business processes.
Discover more
Papers
Discover more
Stories
Discover more
Podcasts
Listen to Engineering podcasts on computing and technology: AI, Big Data, Blockchain, Cloud, Cybersecurity, IoT and more...
Discover more
Events
Discover more
Solutions
Case Study
"Request to Pay": a new & flexible payment method
×
We assisted a large financial services provider in the strategic analysis and set-up of the Request to Pay initiative.
Where: italy
Where: italy
Challenge
The company needed to identify the potential benefits and opportunities of the service by focusing on the potential use cases arising from the new paradigm and the VAS (Value-added services) offered to the payer and creditor.
Approach
As digital payments evolve, the Request to Pay service is seen as a key enabler of new business opportunities.
We supported a leading financial services provider by initiating a study of the Request To Pay solution at a national level to maximise the value of instant payments.
Digital Ecosystem
Solution
Digital Ecosystem
- ‘Quick Assessment’: the analysis of the RTP rulebook, the analysis of the As-Is product portfolio, the identification of use cases and the definition of a preliminary To-Be model
- ‘Product design’: detailed analysis of use cases and identification of pilot projects, as well as the search for potential partnerships (e.g. with fintechs), identification of SEAs and scenario analysis
- 'Product setup‘: feasibility study, a business case and the definition of an implementation strategy
- 'Go to market‘: the definition of a roadmap, identification of governance and stakeholders, as well as project management and a communication campaign to promote the solution developed.
Results
Evolution of standard catalogue products into digital services
Introduction of new products/features (e.g. refunds, instalment payments)
Evolution of the postal payment collection model with SEPA XML standard.
Impacts
Technologies
AI & Data
![]()
From Data to Artificial Intelligence: Services, Products, and Processes for Future-Proof Business.
To know more
Research Project
Circular TwAIn - AI for Recycling, Reusing and Remanufacturing
An AI platform to increase the performance, resilience, and sustainability of direct manufacturing and process industries, promoting circular economy.
Use Case
Enable Traceability for AgriFood
How to use digital technologies to improve food chain traceability
Use Case
Easy and Invisible Payment Experience
How to use “invisible payments” to make the shopping experience easier
-
Research Project
Circular TwAIn - AI for Recycling, Reusing and Remanufacturing
An AI platform to increase the performance, resilience, and sustainability of direct manufacturing and process industries, promoting circular economy.
-
Use Case
Enable Traceability for AgriFood
How to use digital technologies to improve food chain traceability
-
Use Case
Easy and Invisible Payment Experience
How to use “invisible payments” to make the shopping experience easier
Recommended for you
Explore additional content associated with the topic
