Use Case

From credit risk to cash flow forecasting with Neta's Credit Management

ABSTRACT
Neta's Credit Management uses advanced analytics and predictive models to anticipate credit risk and improve the reliability of financial forecasts.

Where: italy
Mission
Supporting Energy & Utilities companies in proactively managing credit risk, improving the ability to forecast collections and reducing insolvencies and late payments, to the benefit of financial stability and the relationship with the end customer.
Solution
The solution allows you to automatically segment customers and invoices by risk profile, activate preventive actions such as alerts on deadlines and proposals for repayment plans, and support management in financial planning thanks to updated and reliable forecasting scenarios.
Actions
The Neta Credit Management module applies a data-driven approach to credit processes, integrating billing data, collections, historical payment behaviors and customer segmentation. Through credit scoring models and forecasting algorithms, the system estimates the probability of timely payment of new invoices, evaluates the collection times of positions that have already expired and combines this information to generate an advanced cash flow forecast. The analyses are made available through management dashboards and KPIs, which can be integrated with debt collection processes and customer communication strategies.
Expected results

 

 

 

 

Reduced insolvency rate and late payments

 

 

Improved effectiveness of debt collection actions

 

 

Optimization of working capital

 

 

More balanced customer relationship management

Markets
Ecosystems

Impacts

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