Credit

Credit Neta

A comprehensive platform for managing credit, collection, and recovery processes.

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Integrated into the ecosystem of services for energy, gas, water, and district heating, Credit Neta enhances liquidity and reduces operational costs.
Thanks to intuitive dashboards and advanced analytical tools, it ensures continuous oversight and timely identification of critical positions.
Every component is fully configurable—from white/black lists to integration with interbank and billing systems.

Credit Neta is the solution designed to optimize credit management for utility companies, reducing the risk of default and continuously monitoring financial exposure.
It automates collections, payments, and debt recovery, ensuring operational consistency and flexible configuration.
The platform enables complete management of credit and delinquency processes, with customer segmentation and personalized actions.

Why Choose Neta

Efficient credit and collection management

Efficient credit and collection

Management excellence through distinctive, end-to-end features

Qualità gestionale ottenuta attraverso funzionalità complete e distintive.

Simplified business processes and reduced manual tasks

Simplified business processes and reduced manual tasks.

Information centrality

Information centrality.

Native integration with the interbank system

Native integration with the interbank system.

Highly configurable to meet business needs

Highly configurable to meet business needs.

Managing Bad Payer Scoring (BPS)

To assess the subject's risk level based on outstanding or overdue amounts.

White List and Black List management

To classify the payer based on historical payment behavior, either automatically or manually, on individual positions or in bulk at the customer level.

Advanced segmentation and configuration

Supports customized management of collection, refund, and delinquency processes for different customer types, adapting to specific contracts and payment behaviors.

Support for building a Credit Risk Strategy

Minimizing customer delinquency levels.

Support for managing the debt recovery process

Availability of accurate customer information (risk profile, payment status).

Improved overall effectiveness

Identification of high-risk positions through Bad Payer Scoring to assess the customer's creditworthiness.

A complete and customizable solution for Billing in the Energy & Utilities sectors.

Flexibility in computational processes

• It manages all stages of the invoicing process

• Calculation of amounts based on actual or estimated consumption

• Supports complex and sector-adaptable algorithms

Data automation and integration

• Acquires data from previous reading processe

• Generates flows for electronic invoicing

• It can be integrated with existing multi-utility systems

Configurability and customization

• Customization of rates, tiers, and bands

• Management of supply groups and schedules

• Configuration of customized billing chains

AMS empowered by Gen AI: from efficiency to foresight, from operations to innovation.

With Generative AI, AMS transforms from a management system into a proactive ecosystem that learns, adapts, and anticipates the future.

On prem/Cloud & SaaS

Support services for the solutions

01

Corrective Maintenance

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Timely analysis and removal of the root causes of anomalies occurring in the software solution in production.
02

Adaptive Maintenance

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Prevent potential events that may lead to malfunctions in the operational applications.
03

Regulatory Maintenance

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Ensure the application solution remains compliant and up to date with evolving regulatory requirements relevant to the market context.
04

Application Monitoring

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Monitor the performance of the solution in order to detect any anomalous events that could compromise its proper functioning.